Your summary is correct. And the drug holiday question is important — it's something patients frequently ask about.
There is no clinical trial data supporting drug holidays for GLP-1 RAs. The STEP 1 extension data clearly showed that weight regain begins rapidly after discontinuation — most patients regained approximately two-thirds of lost weight within one year of stopping semaglutide[6].
Theoretically, a drug holiday might upregulate GLP-1R surface expression and restore some degree of receptor sensitivity. But the rapid weight regain during the holiday would likely negate any benefit. You'd lose weight, stop the drug, regain weight (and metabolically, regained weight is disproportionately fat rather than lean mass), restart the drug, and hopefully lose the regained weight — but you're now starting from a worse body composition.
The better approach, in my clinical experience, is combination therapy. If you've plateaued on semaglutide monotherapy, discussing the addition of a complementary mechanism (metformin, topiramate, or in the near future, cagrilintide or switching to tirzepatide) with your physician is more evidence-based than cycling off the drug.
[6] Wilding JPH, et al. Diabetes Obes Metab. 2022;24(8):1553-1564.