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ForumsBuyer BewareMy vendor just disappeared - took my money and ghosted — what worked for you?

My vendor just disappeared - took my money and ghosted — what worked for you?

emily_PDX Sat, Apr 13, 2024 at 3:10 PM 39 replies 2,507 viewsPage 1 of 8
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emily_PDX
Member
245
1,123
Nov 2024
Portland, OR
Apr 13, 2024 at 4:35 PM#1
PeptideElite's website went down 5 days ago. Their email bounces. Their phone number is disconnected. Their Instagram is deleted. Their Telegram channel is gone. I have a pending order from March 3rd for $340 worth of semaglutide that I paid for via Zelle. Order showed "processing" for a week and now the site is just... gone. Based on DMs I've received since posting about this on Reddit, I'm not alone. At least 15-20 people are in the same boat with pending orders ranging from $150-$600. That's potentially $5,000-10,000+ stolen. What are our legal options? Can we do anything? Has anyone been through this before?
14 6julia.endo, JessicaM_2024, TomFromTexas and 11 others
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alex_tucson
Member
567
2,345
May 2024
Tucson, AZ
Apr 13, 2024 at 4:52 PM#2
Attorney here (not your attorney, not legal advice, etc.). Here's the realistic breakdown: If you paid by credit card: - File a chargeback immediately. You have strong grounds (merchant fraud, goods not received) - Time limit is usually 120 days from transaction - Success rate is high for clear-cut cases like this If you paid by Zelle/Venmo/CashApp: - Unfortunately these are treated as cash transactions - Zelle has stated they do not cover payments for goods/services - You CAN file a fraud claim with your bank but success rate is very low - Contact the platform directly anyway — document everything If you paid by crypto: - The money is almost certainly gone - You can file a report but recovery is extremely unlikely For everyone: - File a report with the FTC at reportfraud.ftc.gov - File a report with your state Attorney General - File with the FBI's IC3 (Internet Crime Complaint Center) - If you know the vendor's real identity or location, small claims court is an option Realistically, for amounts under $500, the cost of legal action often exceeds the loss. Group action could change that math.
12 1labquiet_amy, emily_PDX, Dr.SleepRoch and 9 others
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bbq_ray_KC
Member
378
1,678
Jul 2024
Kansas City, KS
Apr 13, 2024 at 5:09 PM#3
I did some digging. The domain peptideelite.com was registered through a privacy service, so the WHOIS data is hidden. However, their old website was cached by the Wayback Machine and I found some breadcrumbs: - Their "about" page mentioned being based in "Tampa, Florida" - Their terms of service PDF had metadata showing it was created by someone with the initials "J.R." - Their payment processor was a company that's been flagged before for processing payments for scam vendors I also found their original Reddit account that was promoting PeptideElite 6 months ago. The same account previously promoted TWO other vendor sites that also disappeared: "PremiumPeptideCo" (gone March 2025) and "ResearchChemDirect" (gone August 2025). This is a serial scammer running the same playbook repeatedly. Build trust for a few months, collect a wave of orders, vanish, rebrand.
Last edited: Apr 13, 2024 at 7:09 PM
17 12InsuranceTom, WendyG_ATL, SaraMom3 and 14 others
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jim_asheville
Member
289
1,234
Aug 2024
Asheville, NC
Apr 13, 2024 at 5:26 PM#4
holy crap. So this person has done this at least THREE times? That's organized fraud. Is there enough here to get law enforcement involved? I paid $340 via Zelle. My bank already told me there's nothing they can do. This is so frustrating.
45 12wanda_boise, NurseAsh_DET, BenResearch_OR and 42 others
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anna.melb_AU
Member
678
2,890
Apr 2024
Melbourne, AU
Apr 13, 2024 at 5:43 PM#5
I'm out $480. Two vials of tirz 30mg. Paid with Zelle because they offered a 10% discount for "direct payment." Classic tactic — incentivize non-reversible payment methods. I feel like an idiot. The 10% discount was the bait to get me off credit card. I should have recognized that red flag. For future reference everyone: any vendor that offers discounts specifically for Zelle/Venmo/crypto is a massive red flag. Legitimate businesses don't care how you pay — scammers specifically want non-reversible payments.
34 6Dr.LipidDallas, alex_tucson, kevin_tulsa and 31 others
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