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ForumsInternationalGerman private insurance (PKV) vs statutory (GKV) — my results so far

German private insurance (PKV) vs statutory (GKV) — my results so far

JenPlateau Mon, Jan 22, 2024 at 5:12 PM 14 replies 2,230 viewsPage 1 of 3
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JenPlateau
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Jan 22, 2024 at 6:37 PM#1

German private insurance (PKV) vs statutory (GKV) — my results so far

Saw this come across my feed today and thought the community would want to discuss.

German private insurance (PKV) vs statutory is something that affects a lot of us here, and the latest information is worth paying attention to. I'll share what I know and hopefully others can fill in the gaps.

Key points as I understand them:

  • This has been evolving over the past few months
  • There are different perspectives on how to approach it
  • The practical implications depend on your specific situation

What are you all hearing from your providers about this? Anyone have direct experience to share?

9 2HPLC_Greg, LibrarianMeg, bri_stats and 6 others
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kate.chem
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Jan 22, 2024 at 6:54 PM#2

To answer the question about German private insurance (PKV) vs statutory (GKV) my results so far — in my experience this comes down to a few key factors.

I have been dealing with this for over a year now, and what I have found is that individual responses really do vary. That said, the general consensus on German private insurance (PKV) seems solid.

What specifically worked for me: getting baseline labs before making any changes. I would suggest JenPlateau try the same approach and reporting back.

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KarenAZ_mom
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Jan 22, 2024 at 7:11 PM#3
kate.chem said:
I have been dealing with this for over a year now, and what I have found is that individual response

Completely agree with kate.chem. I would add that German private insurance (PKV) also has implications for long-term metabolic health that sometimes get overlooked in these discussions.

In my case, following a similar approach led to significant improvements compared to what I was doing before.

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SkepticalSean
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Maine
Jan 22, 2024 at 7:28 PM#4

Subscribing to this thread. German private insurance is exactly what I've been researching. 🙏

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Dr.ReproEndo
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Jan 22, 2024 at 7:45 PM#5

As a pharmacist, I want to add some clinical context to this discussion on German private insurance (PKV) vs.

Building on what JenPlateau said — the evidence base here is robust. The key publications to reference are from the SUSTAIN program[1].

Key clinical points:

  1. Efficacy is dose-dependent and typically requires 4-5 weeks to reach steady state
  2. Side effect profile is predictable and usually manageable with standard protocols
  3. Monitoring should include baseline labs and follow-up at 3-month intervals
  4. Patient education significantly improves outcomes and adherence

Standard disclaimer: this is educational, not individualized medical advice.

References:
[1] See thread title for relevant study identification.
Last edited: Jan 22, 2024 at 8:45 PM
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