🍪 CompoundTalk uses cookies to improve your experience, analyze traffic, and personalize content. By continuing to use this site, you agree to our Cookie Policy.
Evidence-based GLP-1 & peptide discussion since 2023
ForumsCrypto & PrivacyP2P payment apps (Venmo/Zelle) for pharmacy — 6 month update

P2P payment apps (Venmo/Zelle) for pharmacy — 6 month update

HPLC_Greg Wed, Oct 8, 2025 at 3:24 PM 28 replies 1,421 viewsPage 1 of 6
HPLC_Greg
Senior Member
1,890
8,901
Feb 2024
Research Triangle, NC
Oct 8, 2025 at 4:49 PM#1
Hey all. I've been lurking for a while and wanted to share what I've learned about using Monero (XMR) for pharmacy purchases since a few people have asked about it. Why Monero specifically? Unlike Bitcoin, Monero transactions are private by default. There's no public ledger where someone can trace your purchase history. For something as personal as health/wellness purchases, that privacy matters. Here's the basic setup I use: 1. Buy XMR on a no-KYC exchange (more on this below) 2. Send to your personal Monero wallet 3. Pay the pharmacy directly if they accept XMR, or convert to another crypto at point of sale Happy to answer questions. I'm not a crypto expert but I've been doing this for about a year without issues. ⚠️ Disclaimer: I'm not giving financial advice, just sharing my personal approach to privacy. Always follow your local laws.
15 7SallyK_inj, CryptoCarl, MariaRD and 12 others
Reply Quote Save Share Report
marcus_mpls
Member
234
1,123
Nov 2024
Minneapolis, MN
Oct 8, 2025 at 5:06 PM#2
OK this is super helpful because I've been wanting to do this but the whole crypto world is intimidating. Dumb question: what's a "no-KYC exchange"? I keep seeing this term and I feel like everyone assumes I know what it means 😅
40 5oliver_london, tane_welly, Dr.PathRoch and 37 others
Reply Quote Save Share Report
Dr.RheumBOS
Member
567
2,345
Apr 2024
Boston, MA
Oct 8, 2025 at 5:23 PM#3
no dumb questions here! KYC = "Know Your Customer" — it's when an exchange requires your ID, selfie, address, etc. to verify your identity. Major exchanges like Coinbase and Kraken require full KYC. No-KYC means you can buy/sell without providing personal ID. For privacy-focused purchases, this is the whole point — you don't want a paper trail connecting your identity to the transaction. Options for buying XMR without KYC: - Haveno (decentralized exchange, successor to Bisq for Monero) - LocalMonero — oh wait, this shut down in 2024 RIP 😢 - TradeOgre — limited KYC for smaller amounts - Buying BTC from a Bitcoin ATM with cash then swapping to XMR via an instant exchange The Bitcoin ATM → swap method is probably the simplest for beginners. Just be aware that BTC ATMs often have high fees (5-10%) 💸
11 14cory_ATX, lori_vegas, Dr.PulmRoch and 8 others
Reply Quote Save Share Report

Sigma-Aldrich — Research-Grade Standards

Certified reference materials, analytical reagents, and research-grade standards for peptide verification. Trusted by laboratories worldwide.

Shop Reference Standards
nick_SD_fit
Member
278
1,234
Sep 2024
San Diego, CA
Oct 8, 2025 at 5:40 PM#4
Good guide. I'd add a few operational security tips: 1. Use Tor or a VPN when accessing any exchange or wallet. Your ISP doesn't need to know you're buying crypto. 2. Don't reuse wallet addresses. Monero generates subaddresses automatically — use a new one for each transaction. 3. Wait for confirmations. Don't rush. Monero transactions typically confirm in ~2 minutes but wait for at least 10 confirmations before considering it "done." 4. Keep your seed phrase offline. Write it on paper, store it somewhere safe. NOT in your phone notes. NOT in Google Drive. Paper. 📝 Also want to emphasize: Monero's privacy is built into the protocol. You don't have to do anything special — every transaction uses ring signatures, stealth addresses, and RingCT by default. This is what makes it fundamentally different from Bitcoin.
44 1PharmacoVig_BOS, SurmountFan_IN, PeptideChemSF and 41 others
Reply Quote Save Share Report
emma_london
Member
312
1,456
Oct 2024
London, UK
Oct 8, 2025 at 5:57 PM#5
I appreciate this thread but I want to offer a counterpoint for consideration: Most online pharmacies that are legit and compound properly will accept regular credit card payments. Using crypto isn't necessary for legal purchases. Where I see value in crypto/XMR is: - You don't want your health purchases showing up on bank statements that a nosy employer/insurer could theoretically access - You want to keep your health decisions private from data brokers who buy transaction data - You're in a jurisdiction where certain compounds are in a grey area But for most people buying from licensed compounding pharmacies in the US? A credit card is fine. Just my 2 cents (or 0.000015 XMR 😄)
23 22julia.endo, JessicaM_2024, TomFromTexas and 20 others
Reply Quote Save Share Report
1236

Similar Threads

Monero vs Lightning Network for pharmacy payments — privacy comparison18 replies
Bitcoin payment guide for peptide purchases9 replies
Cryptocurrency payment adoption by compounding pharmacies — 20267 replies
Privacy coins and HIPAA — does crypto payment enhance medical privacy?8 replies
Escrow services for international peptide orders6 replies
ForumsNewTrendingMembersAccount

Log In

Forgot password?
No account? Register